CTR Rentals Ltd PO Box 422 Oxenford Qld 4210

Credit Application Form Clauses - Consumer Credit

Important Notice To Applicant For Credit (Section 18(E)(1) Privacy Act 1988)

Notice of disclosure of your credit information to a credit reporting agency. (Privacy Act 1988)

Easy Payment Options may give information about you to a credit reporting agency, for the following purposes:

The information is limited to:

Period to which this understanding applies

This information may be given before, during or after the provision of credit to you.

Statement By Applicant For Credit

  1. Giving information to a Credit Reporting Agency (Section 18E(8)(c) Privacy Act 1988)
    Easy Payment Options has informed me that it may give certain personal information about me to a credit reporting agency.
  2. Access to Commercial Credit Information (Section 18L(4) Privacy Act 1988)
    I agree that Easy Payment Options may obtain information about me/us from a business which provides information about the commercial credit worthiness of persons for the purpose of assessing my/our application for consumer credit.
    Credit Application Form Clauses - Consumer Credit Page 2 of 2
  3. Access to Consumer Credit Information (Section 18K(1)(b), Privacy Act 1988)
    I agree that Easy Payment Options may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my/our application for commercial credit.
  4. Exchange of Credit Worthiness Information (Section 18N, Privacy Act 1988)
    I agree that Easy Payment Options may exchange information with those credit providers named in this application or named in a consumer credit report issued by a credit reporting agency for the following purposes:
    • to assess an application by me/us for credit
    • to notify other credit providers of a default by me/us
    • to exchange information with other credit providers as to the status of this loan where I am in default with other credit providers
    • to assess my/our credit worthiness.
    I understand that the information exchanged can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.
  5. Agreement to a credit provider being given a consumer credit report by a credit reporting agency to assess a guarantor (Section 18K 1(c) Privacy Act 1988)
    I agree the Easy Payment Options may obtain from a credit reporting agency a consumer credit report containing information about me/us for the purpose of assessing whether to accept me/us as a guarantor for credit applied for by, or provided to, the borrower [named in agreement]. I agree that this agreement commences from the date of this agreement and continues until the credit covered by the borrower application ceases.
  6. Agreement to a credit provider disclosing a report including a consumer credit report to potential or existing guarantor (Section 18K (1) Privacy Act 1988)
    I agree that Easy Payment Options may give to a person who is currently a guarantor, or whom I indicated is considering becoming a guarantor, a credit report containing information about me/us for the purpose of [name of prospective guarantor] deciding whether to act as a guarantor, or to keep [name of existing guarantor] informed about the guarantee. I understand that the information disclosed can include anything about my/our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to disclose under the Privacy Act, and includes a credit report.

Declaration

I hereby declare:

  1. that the above information is true and correct
  2. that I am over the age of 18 years

I hereby authorise CTR Rentals Ltd to perform a credit check on me.

Signed: asd asd

Signature: